Finance
PayItMonthlyterms.
Last updated April 2026.
1. Finance provider
PayItMonthly is operated by Pay It Monthly Limited, authorised and regulated by the Financial Conduct Authority. Totally Transformed Ltd acts as an introducer and earns no commission from the finance agreement.
2. Agreement summary
Split the cost of your treatment across up to twelve monthly payments. Zero percent APR representative. No fees for early settlement. Subject to credit status.
3. Application
Soft-check quote provided instantly. A full application runs a credit check. Approval is at the lender’s discretion. Applications open to UK residents aged 18 or over.
4. Cancellation
Fourteen days cooling off from the agreement start date. After this, early repayment is always penalty free.
5. Missed payments
Missed payments may affect your credit file. Contact PayItMonthly directly to discuss adjustments or payment breaks.
6. Queries
For finance questions, contact PayItMonthly directly via their customer support line. For treatment or booking questions, contact Totally Transformed.
